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Experian Credit Report

An Experian credit report is another type of credit report that you can receive. Your Experian credit report contains your credit information. Financial institutions and lenders often look at your Experian credit report to determine your credit worthiness. Your Experian credit report can help you track down any inaccuracies in your credit report as well as help you see who else has been looking at your credit report.

Your can get your Experian credit report and also use Experian's Credit Manager. Along with your Experian credit report the Credit Manager offers you unlimited access to your Experian credit report as well as daily email notification of significant changes to your Experian credit report.

Experian collects and organizes information about you and your credit history from public records, your creditors and other reliable sources. Experian makes your credit history available to your current and prospective creditors and employers as allowed by law. Experian does not grant credit or evaluate your credit history. Personal data about you may be made available to companies whose products and services may interest you.

Your Experian credit report contains your name, current and previous addresses, phone number, Social Security number, date of birth and current and previous employers. Your spouse's name may appear on your version of the Experian credit report, but it will not appear on the version that is provided to others. This information comes from your credit applications, so its accuracy depends on your filling out the forms clearly, completely and consistently each time you apply for credit.

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